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Bridgeport Hospital: Benefits Plans
Medical Plan Options
Administered by Anthem Blue Cross & Blue Shield.
No referrals required.
- Yale New Haven Health Advantage Plus Plan
Providing in- and out-of-network coverage.
- Highest level of benefits when services are provided at a Yale New Haven Health System hospital.
- In-network benefits: 100% Preventive care coverage after $20 copay, $25 copay office visits, $30 copay specialist office visits and 100% coverage for most services. No claim forms required.
- Out-of-network benefits: 70% coverage for many services after $700 individual/$2,100 family deductible is met.
- Yale New Haven Health Advantage Plan
Offering lower per pay contributions, but you must meet a deductible if you need major health care services.
- In-network benefits: 100% Preventive care coverage after a $20 copay, no deductible. Physician office visit $35 copay and specialist office vistit $40 copay, no deductible. Most other services covered at 80% after $250 individual/$500 family deductible.
- Out-of-network benefits: $1,000 individual/$3,000 family deductible; 60% coverage for most services.
Prescription Drug ProgramThis plan is included with your medical plan election and is administered by CVS/Caremark. On a per-prescription basis, employees pay 10% ($4 minimum, $23 maximum) for generic drugs, 20% ($20 minimum, $45 maximum) for preferred brand drugs, and 40% ($40 minimum, $85 maximum) for other brand drugs at participating pharmacies. There is no coverage at out-of-network pharmacies. Up to a 30-day supply of drugs may be provided.
Employees taking maintenance drugs must use mail order — which is available at $18/$45/$68 copays for a 90-day supply.
Long-term, maintenance medications must be obtained through the “Maintenance Choice Program.” There are two options for receiving 90-day supplies: through the CVS Caremark Mail Service Program or at any CVS Pharmacy. Employees pay, per prescription, 10% ($8 min/$46 max) for generic drugs, 20% ($40 min/$90 max) for preferred brand drugs and 40% ($80 min/$170 max). Call 1-877-636-0406 or visit www.caremark.com for more information.
Dental Plan Options
- Delta Dental Basic Plan
Covers 100% of preventative services with no deductible, and 80% of restorative services after a $50 individual/$100 family deductible.
- Delta Dental Plus Plan
Covers 100% of preventative services with no deductible, 80% of restorative services, 50% of major services after deductible, 50% orthodontic coverage and 50% TMJ coverage – each with a lifetime max of $1700. 
Vision Service Plan (VSP)An optional program for benefits-eligible employees, providing exams, contacts, frames and/or lenses at affordable prices. VSP network doctors provide top quality care and offer a wide selection of frames to choose from, all in one convenient location. For more information, please call 1-800-877-7195 or visit www.vsp.com.
Flexible Spending AccountsBenefits-eligible employees may elect to have a portion of their salary deducted on a pre-tax basis to pay for medical and/or dependent care expenses. Use of these salary conversion dollars also reduces the amount of gross income subject to income taxes and social security.
Life InsuranceBridgeport Hospital automatically enrolls benefits-eligible employees in life insurance equal to one times their annual salary (to a maximum sum of $50,000) at no cost. Employees also have the option of purchasing (with post-tax dollars) additional insurance up to five times their annual base salary. Spouse & child life insurance is also available.
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